Loan-Ready Financials

Loan-Ready Financials – Get Approved Faster

Applying for a small business loan? The #1 reason applications are delayed or denied is incomplete or inaccurate financials.

We prepare the complete Loan-Ready Financials Package your lender needs to move your loan forward without costly delays.

What You Get

• Accurate, accrual-basis financial statements – Profit & Loss, Balance Sheet, Cash Flow

• Supporting schedules – AR/AP aging, debt schedule, inventory listing (if applicable)

• Full reconciliation – bank and credit card accounts, sales tax, payroll

• Key loan metrics – Debt Service Coverage Ratio (DSCR), working capital ratio, gross margin trend

• Lender-ready package – PDF & Excel documents in a professional, lender-friendly format

How It Works

1. Submit a Request or Schedule a Call – We review your loan goals, deadlines, and current bookkeeping setup.

2. Data Collection – You send us the statements, reports, and tax returns from our checklist.

3. Cleanup & Preparation – We reconcile accounts, fix errors, and prepare your financials.

4. Delivery – You receive a lender-ready package with all required documents.

5. Support – We answer lender questions and can maintain your books during underwriting.

Who We Help

• Medical/Dental practices

• Contractors & Home Service providers

• Restaurants & Cafés

• Trucking and Logistics companies

• E-commerce & Retail businesses

• Professional Services & Agencies

Why Choose Us

• Speed: Most packages ready in 10–21 days (scope-dependent)

• Accuracy: First-pass acceptance rate of over 85%

• Clarity: All schedules tie to your statements – no lender guesswork

• Experience: Certified QuickBooks ProAdvisor with 15+ years in finance

If you’re thinking about applying for a loan this year, the best time to get your financials ready is before the lender asks.

Need help? Contact us today!